Prospective homebuyers have probably come across the term points or mortgage points when first researching mortgage options. But how much did they understand or will they remember when it comes time to finalize the financing for what might be the most important purchase of their lives?

The best resource for your clients will be their loan officer, but Texas REALTOR® magazine also prepared a one-page handout you can share with clients about mortgage points. It covers the basics of mortgage points and what the major factors are when deciding whether or not to buy them.

Download the Handout