One way to increase your bottom line is to bring in more money. Another way is to not spend it in the first place. Here are some simple tips to cut your business costs.

Ditch unused subscriptions

It’s easy to miss a monthly service fee that keeps hitting your credit card even after you stop using the service. Keep a list of your active subscriptions, review it on a regular schedule, and put reminders on your calendar for services that auto-renew for an entire year.

Ask to pay less

It never hurts to ask for discounts. You may find success with auto repairs, office furniture, and business services. Even if a business won’t lower the price, you may find that a lower-priced tier of service or product will meet your needs. For phone and internet providers, you could mention that you are thinking about switching companies.

Check out free and used

Before you pay top dollar for a new office chair, phone charger, standing desk, or other equipment, see if you can get items for free or at a steep discount. You’d be surprised what people give away or sell for a fraction of the new price. Ask friends, check your local Buy Nothing group, search online marketplaces, and stop by thrift stores.

Know—and use—your REALTOR® benefits

If you don’t know what discounts and free services you get from your local, state, and national REALTOR® association memberships, you may be wasting hundreds of dollars each year. Visit xlqx.net/benefits, nar.realtor/benefits, and your local association to find savings on technology, travel, healthcare, insurance, office supplies, and more.

Brokers/managers: Ask your team

If you run a brokerage, your agents and employees may have cost-cutting ideas you’ve never considered. Offering a financial reward for ideas that pay off can incentivize others to look for innovative ways to save.